![]() ![]() Optional coverage raises that limit to help cover the cost of valuables or collectibles. Personal property coverage: Standard personal property protection with Liberty Mutual includes limited coverage.Keep in mind that your state may require a separate deductible for this coverage. Hurricane coverage: This coverage option is specifically designed to cover damages from a hurricane and not other destructive weather.Earthquake coverage: Like other insurers, Liberty Mutual does not provide earthquake insurance as part of a standard policy.The Federal Emergency Management Agency (FEMA) estimates that about 25% of all flood claims come from areas with low to moderate flood risk. Flood insurance may be a good idea regardless of where you live, but you can check your flood zone using the National Flood Insurance Program’s (NFIP) flood maps. Flood insurance: Minor damage from a burst pipe or leak is typically covered under a standard homeowners policy, but additional coverage for flooding may be required if your home is located in a flood plain or near another potential flood source. ![]()
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